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David C. Hoskins, Attorney at Law


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In this series of articles, Mr. Hoskins explains chapter 7 bankruptcy: What is Chapter 7? How much will I pay for a chapter 7? What is disposable income? What happens to my property in chapter 7?

IMG_1968.pngBankruptcy Options for Individuals

For individuals, there are usually two options for bankruptcy, Chapter 7 or Chapter 13.  Chapter 7 is "liquidation"  or "straight" bankruptcy.  You turn over non-exempt assets and you get a discharge of debts.  Chapter 13 is an arrangement to pay some debt from disposable income.  For individuals with too much income for Chapter 7 and too much debt for Chapter 13, the only bankruptcy option is Chapter 11.

Chapter 7

Please explore these articles to better inform yourself about chapter 7 bankruptcy.


Call (720) 371-9623 or (719) 220-0398

Email me. I'm an experienced bankruptcy attorney. Do you have bankruptcy questions? Go ahead, ask! I’m here to offer bankruptcy HELPHelping to Educate you on bankruptcy Laws, and the Practical solutions to getting a fresh start.

The statements of law made here are general statements of law, effective at the time published and subject to change from time to time. These statements are not intended, nor may they be construed, to be applicable to any particular set of factual circumstances nor to any particular person. I recommend that all readers seek the assistance and advice of an experienced bankruptcy lawyer for guidance in their particular circumstances.

© Copyright 2013 David C. Hoskins, licensed Colorado lawyer